My office's top priority throughout the ongoing COVID-19 outbreak is to keep Nevadans safe and ensure they have access to current and accurate information. Small businesses are the lifeblood of the Nevada economy, and as a member of the U.S. Senate Committee on Small Business & Entrepreneurship, my office is here to help our small businesses and employees weather this economic storm.

Below are resources to assist with applying for Small Business Administration Disaster Assistance Loans, FAQs about what the stimulus packages do for small businesses, and more. The CARES Act was signed into law on March 27, 2020 and has significant resources for small businesses and their employees. Please check back often for new resources as the law is implemented and the new programs become available.

Click here to access my office's COVID-19 Nevada Small Business Resource Guide.

Click here to access COVID-19 information from the Small Business Administration in multiple languages. 

If you need additional small business assistance with a federal agency, please email or call my office at 702-388-0205 or 775-337-0110. For other policy or scheduling questions, please click here.

Small Business Resources

SBA Economic Injury Loans in Response to COVID-19

The U.S. Small Business Administration (SBA) is currently offering Nevadans low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury because of the Coronavirus (COVID-19) outbreak. These loans were made available through the  Coronavirus, Preparedness and Response Supplemental Appropriations Act, which Senator Rosen voted for and which was signed into law on March 6, 2020. The new law provided the SBA Administrator the authority to make disaster loans available to approved states, and Nevada is one of them.

Frequently Asked Questions

Coronavirus Aid, Relief, and Economic Security (CARES) Act
Small Business Provisions

Paycheck Protection Program – applications re-opening to small lenders on Friday, January 15 and all lenders on Tuesday, January 19

The Paycheck Protection Program (PPP) provides cash-flow assistance through 100 percent federally guaranteed loans to employers who maintain their payroll during this emergency. If employers maintain their payroll, the loans will be forgiven, which will help workers remain employed, as well as help affected small businesses and our economy regain stability quicker after the crisis. PPP has many helpful features, such as forgiveness of up to 8 weeks of payroll based on employee retention and salary levels, no SBA fees, and at least six months of principal and interest deferral with maximum deferrals of up to a year. Small businesses and other eligible entities will be eligible to apply if they were harmed by COVID-19 between February 15, 2020 and June 30, 2020. First Draw PPP Loans are for those borrowers who have not received a PPP loan before August 8, 2020. Second Draw PPP Loans are for eligible small businesses with 300 employees or less, that previously received a First Draw PPP Loan and will use or have used the full amount only for authorized uses, and that can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020. The maximum amount of a Second Draw PPP loan is $2 million. 

Economic Injury Disaster Loans & Emergency Economic Injury Grants

The Emergency Economic Injury Grants will provide an emergency advance of up to $10,000 to small businesses and private non-profits harmed by COVID-19 within three days of applying for an SBA Economic Injury Disaster Loan (EIDL). To access the advance, you first need to apply for an EIDL and then request the advance. The advance does not need to be repaid under any circumstance, and may be used to keep employees on payroll, to pay for sick leave, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent and mortgage payments. Click HERE for FAQs about Economic Injury Disaster Loans & Emergency Economic Injury Grants.

Small Business Debt Relief Program

This program will provide immediate relief to small businesses with non-disaster SBA loans, in particular 7(a), 504, and microloans. Under it, SBA will cover all loan payments on these SBA loans, including principal, interest, and fees, for six months. This relief will also be available to new borrowers who take out loans within six months of the President signing the bill into law. Click HERE for FAQs about the Small Business Debt Relief Program.

Counseling & Training

If you, like many Nevada small business owners, need a business counselor to help guide you through this uncertain time, you can seek guidance from a local Small Business Development Center (SBDC), Women’s Business Center (WBC), or SCORE mentorship chapter. These resource partners, and the associations that represent them, will receive additional funds to expand their reach and better support small business owners with counseling and up-to-date information regarding COVID-19. There will soon be a joint platform that consolidates information and resources related to COVID-19 in order to provide consistent, timely information to small businesses. Click HERE for FAQs about counseling & training.


If you are a government contractor, there are a number of ways that Congress has provided relief and protection for your business. Agencies will be able to modify terms and conditions of a contract and to reimburse contractors at a billing rate of up to 40 hours per week of any paid leave, including sick leave. The contractors eligible are those whose employees or subcontractors cannot perform work on site and cannot telework due to federal facilities closing because of COVID-19. If you need additional assistance, please reach out to your local Small Business Development Center, Women’s Business Center, SCORE chapter, or SBA District Office. You should also work with your agency’s contracting officer, as well as the agency’s Office of Small and Disadvantaged Business Utilization (OSDBU).

Pandemic Emergency Technical Support (PETS) Grant Program​​​​​​​

The Pandemic Emergency Technical Support (PETS) Grant Program provides operational support in the form of grant funding to eligible small businesses, non-profits organizations, arts and culture organizations, and local Chambers of Commerce impacted by the COVID-19 pandemic. The Program, which uses federal coronavirus relief funds, is intended to be flexible and ensure that eligible businesses, non-profits and other entities can adequately respond to the COVID-19 pandemic, safely reopen and continue their operations.

Click HERE to apply for a PETS grant.

Click HERE for FAQs about the PETS program.

Additional Small Business Resources